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| (Photo: Courtesy of Forever 21) | 
- Black Opaque Tights
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									- Club Monaco
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											121 Prince St., nr. Wooster St.; 212-533-8930; and seven other locations These go for $50 and up at many stores; Club Monaco’s are the perfect weight, density, and silkiness for what’s become a fundamental layering piece, at a sane price. 
 Cost: $26
 
- Men’s Watches
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									- Timex T2M562
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											Target, 139 Flatbush Ave., nr. Atlantic Ave., Boerum Hill; 718-290-1109 Substantial and impressive, this gold-toned Timex watch is a lot more expensive-looking than its price tag. 
 Cost: $75
 
- Flowered Summer Dress
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									- Forever 21
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											40 E. 14th St., nr. University Pl.; 212-228-0598; and two other locations At this price, you can have an entire wardrobe of cheery floral prints. 
 Cost: $15.99
 
- Costume Jewelry
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									- Lord & Taylor
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											424 Fifth Ave., at 38th St.; 212-391-3344 The selection is younger and hipper than you might think, like enamel bangles and swingy chandelier earrings. 
 Cost: under $20
 
- Embellished Tops
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									- Eryn Brinié
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											501 Broadway, nr. Broome St.; 212-625-9300 The newest of the fast-fashion chains. Its wafty embellished tops have a lot of style for their price. 
 Cost: from $50
 
- Scarves
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									- Madewell
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											486 Broadway, nr. Broome St.; 212-226-6954 You can pay more for the long, loopy, colorful scarves now accessorizing every outfit, but why? 
 Cost: from $28
 
- Women’s Underwear
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									- Hanky Panky Sample Sale
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											No location yet; 212-725-4996 for information Maker of the beloved low-rise stretchy lace thong, Hanky Panky has a sample sale once a year. It’s worth waiting till next December to stock up. 
 Cost: $10 (normally $18)
 
- Men’s Underwear
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									- Century 21
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											22 Cortlandt St., nr. Church St.; 212-227-9092 Jockey, Calvin Klein, and 2(x)ist—all the good names are here, at prices that encourage bulk-buying. 
 Cost: from $2.99